![]() The project developed new approaches and use cases to manage risk and to scale digital finance and AI in the European financial services landscape. The obligation to transparency and explainability of AI had also been addressed in the European Union Horizon2020 research and innovation project FIN-TECH. Connected to transparency, both the technical processes of an AI system and related human decisions must be explainable. For example, in the Ethics Guidelines for Trustworthy Artificial Intelligence, data, system designs, and the business model should be transparent. Prior to the Artificial Intelligence Act, principles on transparency had already emerged in several European guidelines on AI. Credit scoring models are an example of a high-risk use case. High-risk AI systems are subject to specific design and implementation obligations to improve transparency. Previously he held full P&L responsibility for the Banking and Insurance markets at Sopra/Steria (French multinational leader in digital transformation) and spent more than nine years heading Sales in Equifax Credit Bureau.Īlong his career Antonio has advised business organizations in Europe and Latin-America on how to implement procedures and decisional technology to allow them to get new markets, accelerate growth, and boost profit.Īntonio serves as a member of the board in several companies and writes and speaks frequently in business and specialized magazines and media events.On April 21, 2021, the EU Commission of the European Union issued a proposal for a regulation to harmonize the rules governing the design and marketing of AI systems called the Artificial Intelligence Act (AIA).ĪI systems are considered to be risky by regulatory bodies. Antonio has served for more than nine years as Continental Europe General Manager in FICO (former Fair Isaac Corporation). With dynamic business development skills in the last 19 years, he has held executive leadership positions for different multinational companies heading from Operations, Sales, and Marketing to General Management. As an engineer from Universidad Politécnica de Madrid and MBA from Instituto de Empresa, Antonio has more than 23 years of experience in design and implementation business strategy combined with people development. ![]() The main goal of the team is to help customers leverage data to drive smarter decisions in an easy, holistic, and dynamic way. Lastly, Rich’s background includes risk management experience at American Express Centurion Bank, First National Bank of Boston and Citicorp Retail Services Inc.Īntonio oversees the business strategy and operations of GDS Link Europe with full profit and loss account responsibility in the territory. His role included overseeing the development of an event-based consumer management platform for South Africa’s largest financial institution, as well as contract negotiations, and account management. (CSC), where he administered the account management for three of the largest banks in the Republic of South Africa. Rich also has served as the Director of RSA banking and CRM solutions for Computer Sciences Corp. While there, Rich spearheaded product development, data enrichment and analytics, consulting and relationship development with sister companies and third parties. Prior to joining GDS Link, Rich was the Senior Vice President of Product Management and Business Development for Corelogic-Teletrack, the first credit reporting agency focused on the short-term lending industry. With more than 40 years devoted to credit risk management in consumer lending, Rich leverages his experience to collaborate on GDS Link’s business development, product evolution, credit consulting and strategic partnerships. Rich is passionate about helping the modern lender stay competitive in today’s ever- changing environment.
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